Meet Bobby, an entrepreneur whose journey was shaped by difficult truths and bold reinvention. From his early days in insurance to navigating the highs and lows of crypto, his experiences forced him to confront the gap between promises and real value.

Today, Bobby is focused on bridging finance and blockchain through real asset-backed investments. With ventures like DatoDurian and NexStox, he is redefining how people access opportunities, emphasising transparency, sustainability, and the belief that true wealth creation must be grounded in something tangible.

You sold your father an investment-linked plan, and he was still losing money after 12 years. How did that realisation feel?

It was one of the most uncomfortable moments in my career. Even though I had already left the industry by then, I had known about it much earlier. While I was doing well in insurance, earning good income and travelling, I could not reconcile the idea that my earnings came at the expense of my clients.

That experience made me question the sustainability of some products, as many people either broke even, earned very little, or lost money. It ultimately led me to step away from the industry.

What inspired you to found DatoDurian and NexStox?

My journey has always involved exploring different industries, from outdoor education to insurance, esports, and crypto. While crypto has strong technology, I realised it often attracts speculation and unrealistic expectations.

That did not align with my belief in building something sustainable and real. When I met my co-founder, we explored the idea of tokenising real assets. With DatoDurian, every token is backed by tangible value, such as land and revenue from durian sales. It allowed me to combine finance and blockchain into something meaningful and grounded.

How do you convince traditional investors to trust blockchain-based investments backed by physical assets?

Trust comes from structure and transparency. We are regulated, which ensures accountability. In addition, the land backing the tokens is held in custody by a licensed trust company.

This means the assets are safeguarded on behalf of token holders, not us. These safeguards, combined with transparency, help build confidence among investors.

Many traditional assets, such as property or private equity, are illiquid and inaccessible to most people. Tokenisation changes that by making assets tradable and more flexible.

You believe the next shift is about access, not just returns. How will tokenisation change the way everyday people invest?

Many traditional assets, such as property or private equity, are illiquid and inaccessible to most people. Tokenisation changes that by making assets tradable and more flexible. It allows everyday individuals to participate in investments that were previously out of reach.

For example, we even reward customers with tokenised equity when they purchase our durian, turning them into stakeholders. This would not be possible without blockchain technology.

You experienced failure with Valluna and lost close to $500,000 of investor money. Many founders would walk away. What drove you to rebuild?

It was a painful and humbling experience. I went through a dark period and made choices I am not proud of. What brought me back was my family and a deeper understanding of myself.

I began reflecting on my beliefs, behaviour, and strengths. That self-awareness helped me realign with my values and rebuild with a clearer sense of purpose.

How do you feel about retiring in Singapore?

Singapore offers strong fundamentals, such as housing, affordable food, and reliable transport. Compared to many countries, it provides stability and basic security. Retirement here depends on the lifestyle you desire.

If you are content with a simple life, the system can support you. If you seek a higher quality of life, it requires planning and effort during your working years.

What is your vision for Singapore in the next five years?

Singapore’s strength lies in its adaptability. In an uncertain global environment, remaining neutral and flexible is key. Personally, I focus less on things beyond my control and more on how I can adapt and improve myself regardless of external circumstances.

If you could have a superpower for one day, what would it be and why?

I would want the ability to let people feel exactly what I feel when I share my vision. Not just hear it, but truly experience the conviction and excitement behind it. That level of understanding would make it easier for others to see the potential in what we are building.

Connect with Bobby: DatoDurian and LinkedIn.